Make money With Paytm??

What is Paytm Postpaid? | Make money without money

What is Paytm postpaid  | Zero Interest Loan

What is Paytm Postpaid? | Make money without money .Hello friends, do not you have money? Do you want to buy without money? If yes So you are the right place. We will talk about Paytm Postpaid, which has just been launched recently. We will learn here in detail what is Paytm postpaid? How to use it? And if we have to do mobile recharge, bill payment or shopping, how can we do that?

In the case of offer and latest payment feature, Paytm can not leave any trace and it also tries to provide every possible digital payment system to its customers. Today we have countless mobile payment wallet that keep offering different types of offers so that customers can connect with them but still there is no effect on the reputation and popularity of Paytm.Let us understand in detail how Paytm can be useful for postpaid customers and how it can be exploited. But before that

What is Paytm Postpaid?

Postpaid is a part of the Paytm payment system that provides users a feature that allows them to take money credit for all work like mobile recharge, bill, ticket, shopping. That is, Paytm postpaid is a feature that users can use to take digital loan.

Benefits Of Paytm Postpaid:

It is not that many of the companies have launched this idea before it is the first application to give an online loan, of which Flipkart Cardless Credit Payment is one of the most popular. But every single business has its own way and has its own benefits. Users from this new features of Paytm can take advantage of this method.

Pay Later - If you have to buy online and you do not have the money then this feature can be a boon for you. Because by this you can get instant credit and can return next month.

Free credit for upto 37 days - Most credit-giving services want money back within 30 days and if customers do not do this then they have to pay late fees. But in Paytm postpaid it is not so, it will give customers 37 days of full time to return the money which will be absolutely free and no charge will be taken.

99% Payment Success rate - It is often with us that if we are paying by online credit / debit card, the payment is not complete or takes too much time. This is because Payment Gateway is used to make payments from Credit / debit or net banking. But postpaid does not require any type of gateway and hence the payment will never fail.

How do Paytm Postpaid activate?

This feature has been added to the updated Packtm app for everyone but not available to everyone. This is currently in your beta phase, so only some selected customers have been given it.

I am eligible for it and its balance in my account is add which I can use.

In this case, if you want to activate, you have to check that you do not need to download any separate app to check whether you are eligible for Paytm postpaid.

If you are eligible, your banner will appear on your Paytm App Home page and you can check your credit limit by clicking on it.

If not, you will have to go to the profile and click on the Postpaid option to check. If you are eligible then you have to apply with name, gender, date of birth, email, current address, number and PAN details, you will get credit expense limit.

What is the credit limit from postpaid paytm?

As you can see in my account, I have got a credit limit of Rs. 12,50, at least and at what extent can we get the limit and how?

Depending on how much credit you get in a postpaid account, it depends on your account transaction history and  Bank policies. The more you get into your account, you can get as much credit limit as between Rs 500 and Rs 60,000.

Why is Paytm Postpaid using the same?

This is a digital payment, so you can use it for online payment. Such as to book movies and travel ticket, to mobile recharge and to shop at Paytm mall. If you are thinking that you can transfer these money to the bank then you are absolutely wrong because this credit balance can only be used for online / offline payment.

Some urgent FAQs:

When will Due amount repay?

If you use credit balance then you will get a statement on the 1st of each month regarding its repayment and you can repay by 7th of the month.

How to repay the Due amount?

If you have an 

 Bank account, you can link it and can repayment the account directly. You can also repay with Paytm Wallet, Net Banking, Credit Card, Debit Card.

What would interest us?

No, users will not have to give any kind of interest as much as they spend in the credit. But if the repayment is late due to due date, then the charge will be for those who are in this way.

Due Amount	Late Fee / Month
Upto  PKR 50	PKR 5
PKR 51-100	PKR 10
PKR101-500	PKR 50
PKR501-1000	PKR 100
PKR1001-2000	PKR 200
PKR2001-5000	PKR 500
Above PKR 5000	PKR 600

Paytm Postpaid Pros & Cons:

It has many advantages and some disadvantages too,

Paytm is the largest of postpaid, we have no interest rate of Rs. A credit loan of up to Rs 60,000 can be used, which we can use to meet our needs.

With this we did not demand any document other than Aadhaar Card and Pan Card, and if KYC verification is done, then you do not have to submit anything to your account. We get credit in just one click.

If you talk about the loss, those who have late fees are about 10% of the amount and if we do not repay from time then we have to pay extra charge.

Friends, Paytm can activate postpaid, you will not have to pay any kind of charge but whatever amount has been added to your account, before you spend it, definitely think that you can repay it before next month 7th date If not, you will have to repayment with the charge. If you have any questions or suggestions, then surely do the comments.